There are many reasons to buy a life insurance policy in India, but question is “do we really buy an insurance policy or it is being sold to us?” Very first instance of insurance in Indian scenario come in light when someone become an IRDA (Insurance regulatory and development authority)LIC agent and he starts developing his selling skills from families and friends. Human life is vulnerable to risks, Risk of death, risk of disability, risk of accident, risk of financial stability and much more. Do we still thinking reasons to buy a life insurance policy in India? Now we will discuss in details the reasons to buy a life insurance policy in India.