Are you in need of money and confused to choose between Home Top up Loan vs. Personal Loan vs. Gold Loan. If you have recently completed your home construction or purchased a new home out of home loan and now you are out of fund and need urgent money. You have many options to choose like home top up loan or personal loan or gold loan or PF withdrawal or loan against your mutual fund or borrow from friends or relatives and you will end up with having major confusion in choosing Home Top up Loan vs. Personal Loan vs. Gold Loan. Home top up is better alternative of sudden need of money. Generally home top up loan is given for extension of home, renovation of home, furnishing of home, marriage, education or something else.